1 Timothy 2:5-6  For there is one God and one mediator between God and men, the man Christ Jesus,  who gave himself as a ransom for all men -- the testimony given in its proper time.
Salvation is like a newspaper:
Hebrews 10:11-18  Day after day every priest stands and performs his religious duties; again and again he offers the same sacrifices, which can never take away sins.  But when this priest [Jesus] had offered for all time one sacrifice for sins, he sat down at the right hand of God.  Since that time he waits for his enemies to be made his footstool,  because by one sacrifice he has made perfect forever those who are being made holy.  The Holy Spirit also testifies to us about this. First he says:  "This is the covenant I will make with them after that time, says the Lord. I will put my laws in their hearts, and I will write them on their minds."  Then he adds: "Their sins and lawless acts I will remember no more."  And where these have been forgiven, there is no longer any sacrifice for sin.
Many people think "Before I accept Jesus I need to get
some things straightened out in my life." If that is what you believe,
you are trying to do additional work to get saved. In effect,
you are saying "Jesus can get me 95% of the way to salvation. But
I have to do the first 5% myself."
This is the exact opposite of what Christianity teaches.
Romans 3:21-26  But now a righteousness from God, apart from law, has been made known, to which the Law and the Prophets testify.  This righteousness from God comes through faith in Jesus Christ to all who believe. There is no difference,  for all have sinned and fall short of the glory of God,  and are justified freely by his grace through the redemption that came by Christ Jesus.
Romans 10:9 If you confess
with your mouth that Jesus is Lord and believe in your heart that God raised
him from the dead, you will be saved.
Acts 3:19-20  Repent, then, and turn to God, so that your sins may be wiped out, that times of refreshing may come from the Lord,  and that he may send the Christ, who has been appointed for you -- even Jesus.
John 11:25-26a  Jesus said to her, "I am the resurrection and the life. He who believes in me will live, even though he dies;  and whoever lives and believes in me will never die."
Acts 13:38-39  "Therefore, my brothers, I want you to know that through Jesus the forgiveness of sins is proclaimed to you.  Through him everyone who believes is justified [saved from the eternal penalties for sin] from everything you could not be justified from by the law of Moses.
John 3:16-18  "For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.  For God did not send his Son into the world to condemn the world, but to save the world through him.  Whoever believes in him is not condemned, but whoever does not believe stands condemned already because he has not believed in the name of God's one and only Son.
(c) 1999 Christian Chapel CME Church, Dallas, Texas USA